Widow Benefit Amounts

Q: If you start widow’s benefits at age 60, you get a lesser amount. Does it go up as you get older? A: Before getting to the question, I want to clarify that Social Security survivors benefits can be received by a widow or widower much younger than age 60. People die at all ages…
Read More

Retirement Application Checklist

You have made your plans. You have estimated your retirement amount with the Social Security Retirement Planner tools, researched your questions, created a personal my Social Security account and used it to review your earnings record for accuracy. You are ready to file for Social Security retirement. How do you do this? What questions are…
Read More

Bad Things Only Happen To Other People

Of course you have heard the saying “Bad things only happen to other people.” However, we are all “other people” to everyone else. This brings me to the reminder that Social Security is much more than retirement. Nationally, about 10 percent of SSA monthly benefits go to survivors of all ages due to a death…
Read More

When Eligible As Widow And Retiree

Q: Does starting Social Security as a widow prevent me from receiving my own retirement? A: No. If eligible for SSA survivors benefits as widow or widower and also eligible for your own retirement, you can start the smaller one first and switch to the higher later on. Based on age, survivors benefits can start…
Read More

National My Social Security Week

Regular readers are aware of my Social Security, a way to create your own personal, pin and password secured, account to access your own Social Security information whether you receive monthly benefits yet or not. Have you created your account yet? If not, today is a good time to do so. If you receive Social Security…
Read More