Bad Things Only Happen To Other People

Of course you have heard the saying “Bad things only happen to other people.” However, we are all “other people” to everyone else. This brings me to the reminder that Social Security is much more than retirement. Nationally, about 10 percent of SSA monthly benefits go to survivors of all ages due to a death…
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When Eligible As Widow And Retiree

Q: Does starting Social Security as a widow prevent me from receiving my own retirement? A: No. If eligible for SSA survivors benefits as widow or widower and also eligible for your own retirement, you can start the smaller one first and switch to the higher later on. Based on age, survivors benefits can start…
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National My Social Security Week

Regular readers are aware of my Social Security, a way to create your own personal, pin and password secured, account to access your own Social Security information whether you receive monthly benefits yet or not. Have you created your account yet? If not, today is a good time to do so. If you receive Social Security…
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What Is A Typical Social Security Disability Amount?

Q: What is a typical Social Security disability amount? A: As of May 2015, the average monthly Social Security disability amount to a disabled worker was $1,165. This does not include benefits paid to eligible family members. Also as of May, the average monthly amount paid to the eligible spouse of a disabled worker was…
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Are SSA Amounts Based On Where You Live?

Q: Do Social Security retirement amounts change based on what state you live in? A: No. Your retirement amount is based on your personal work history over many years and your age when starting benefits, not on where you live. It will not change if you move to a different state. Your best 35 years…
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