RepPayee

Being A Representative Payee

Q: Last year I started receiving Social Security benefits for my adult disabled son and just received a form asking how his benefits were used during the year. What is this about? A: A person receiving Social Security or Supplemental Security Income (SSI) benefits on behalf of a child or adult is their representative payee. Representative…
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SSI-poster

Earnings And Supplemental Security Income (SSI)

Q: How do earnings reduce Supplemental Security Income amounts? A: This question is about Supplemental Security Income (SSI) and does not apply to Social Security benefits. Supplemental Security Income is a Federal income supplement program funded by general tax revenues. It is designed to help people aged 65 and over as well as blind and…
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SSA_credits

Do You Lose Social Security Coverage If Not Working?

Q: I have worked for years and, according to my Statement, have enough credits to qualify for Social Security benefits. Do I lose this coverage if I stop working? A: Work requirements are part of Social Security and credits, formerly called quarters of coverage, are the way work is measured to see if a person…
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Dib or Rib

Disability Or Retirement?

Q: At nearly age 64, I just stopped work because of a severe accident. Is it better to apply for Social Security disability or retirement? A: You can apply for either one or both at the same time. You chose what to do. Social Security disability depends on more than your immediate medical condition.  Based…
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Child_benefits2

Today Is Check Your Statement Day

Noted in yesterday’s post about my Social Security, today is “Check Your Statement Day.” Checking your Social Security Statement is important for retirement planning but, in my opinion, it is even more important for people many years away from retirement, especially if you have dependent children. Including survivors and disability benefits, Social Security is far…
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