Dib or Rib

Disability Or Retirement?

Q: At nearly age 64, I just stopped work because of a severe accident. Is it better to apply for Social Security disability or retirement? A: You can apply for either one or both at the same time. You chose what to do. Social Security disability depends on more than your immediate medical condition.  Based…
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Today Is Check Your Statement Day

Noted in yesterday’s post about my Social Security, today is “Check Your Statement Day.” Checking your Social Security Statement is important for retirement planning but, in my opinion, it is even more important for people many years away from retirement, especially if you have dependent children. Including survivors and disability benefits, Social Security is far…
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Email To My Social Security Accounts – 1099 Reminder

Email messages are occasionally sent to groups of people who have created their personal my Social Security account. These emails provide general information only, do not contain any personal information about you and do not request any personal information from you. Sometimes people receiving these emails contact Social Security to verify that the message is…
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Red Book For 2016 Now Online

If you return to work while receiving Social Security or Supplemental Security Income (SSI) disability benefits, be sure to report the work to your local SSA office. Doing this is very important. Work incentives are special rules to help people return to work when receiving disability benefits through either of these programs. Available work incentives…
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Changing Direct Deposit

Q: How long will it take Social Security to change my direct deposit account? A: This depends on computer processing dates during the month, your payment date and when you contact Social Security to report the change. Direct deposit is the term for electronically sending your benefit payment directly to your financial institution. Benefits should…
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