Early Retirement And Child Benefits

The previous two posts were about starting Social Security retirement when younger than full retirement age (FRA). FRA ranges from 65 – 67 and is 66 for people born in 1943 – 1954. Deciding to retire is a major decision and Social Security benefits are just one part of that decision. Some of the many…
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portrait of a young couple and their son standing in a cemetery

Earnings And SSA Survivors Benefits

Q: Does the annual earnings test apply to survivor benefits? A: Yes, most of the time. In general, annual earnings test levels apply to anyone younger than full retirement age (FRA) and receiving Social Security benefits unless that person receives benefits because of his or her own disability. This applies even if a person receives…
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Smiling woman at home with coins

Average Social Security Amounts For November 2015

It has been a while since I posted average Social Security benefit amounts so here is national information for November 2015.   For easier reading, I condensed the full material and separated one chart into several parts. You can see the original data here.   This first image is for average benefits related to Social Security retirement…
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Baby boy (0-3 months) lying on back

Do You Need To Name A Baby?

Are you naming a baby soon?  Do you need ideas? The Social Security Administration provides the most popular baby names of the previous and other years at The agency began compiling the baby name list in 1997, with names available back to 1880. Readily available from applications for new Social Security number (SSN) cards,…
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Use The Social Security Retirement Planner

Do you plan to file for Social Security retirement within the next few years? The SSA website has plenty of information to help you get ready. Social Security was never intended to provide your full retirement income. Under current law, Social Security retirement benefits will replace about 40 percent of your pre-retirement earnings if you…
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