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Is Social Security Prorated For Month Of Death?

On July 20, I wrote that Social Security retirement, when started at age 62, was not prorated for the number of days that you were 62 in the month. You are either eligible for the complete month or not at all. For retirement, you must be at least age 62 through the entire month to…
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Social Security Benefits By State And County

The annual publication “OASDI Beneficiaries by State and County” was recently released with information as of December 2015. OASDI is Social Security retirement (old-age), survivors and disability insurance benefits. From the preface: “This annual publication focuses on the Social Security beneficiary population—people receiving Old-Age, Survivors, and Disability Insurance (OASDI) benefits—at the local level. It presents…
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Survivorsbenefits

Estimate For Your Survivors – SSA Statement

Last week I wrote that Social Security survivors benefits were not included in the original 1935 Social Security Act but were considered so important that they were created as part of the 1939 Amendments. This changed Social Security from a retirement program only for individual workers into the family-based economic security program we have today.…
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Not All Spousal Benefits To Wife Or Husband Are Based On Age

Q: I plan to start Social Security retirement next January, including benefits for our 17-year-old son who is in high school. Can my wife receive Social Security on my record then because our son will? She is in her 50’s and working. A: Because your son is age 17 and not younger, the answer is…
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Benefits To A Grandchild

The Social Security publication, Benefits for Children, mentions that grandchildren can sometimes receive child’s benefits. This is possible but not very common. Here are more details from the Social Security website, www.socialsecurity.gov. More and more parents are finding themselves raising grandchildren. Social Security will pay benefits to grandchildren when the grandparent retires, becomes disabled, or…
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