Know Your Numbers

Have you checked to see how much you’ll receive in retirement from Social Security? You haven’t. Really? It is never too early to start planning for retirement because you get there much more quickly than you would have thought possible. Starting to plan early helps keep you on track to a successful retirement. You can…
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When Your Spouse Dies

The loss of a family member can be devastating. When your spouse dies, you will have many tasks to do. One of them will be to report to Social Security when your spouse died. You can inform us by letter or by phone (1-800-772-1213). We can’t pay benefits for the month of death. That means…
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Why Does The Government Pension Offset Reduce Spouses Benefits?

If you worked in a federal, state or local government job where you did not contribute to Social Security and will receive a pension or have an employer sponsored 401K based on that work, your Social Security spouses benefits may be reduced. These benefits are reduced because in the 1930s when Social Security was set up, these…
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Withdrawing Benefits And How It Affects Your Spouse

Sometimes you begin to receive Social Security benefits, but something happens and you want to withdraw your claim and re-apply at a later date. Maybe you got an unexpected job offer that would bring you substantial income and would only last for several years. Perhaps you find that you need to go back to work…
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Should I Enroll In Medicare During The General Enrollment Period?

Medicare is the nation’s health insurance program for those 65 and older and those receiving disability benefits. As with any health insurance program, there are only certain periods during which you can enroll. Those already receiving benefits when they reach age 65 will be automatically enrolled as will those receiving disability benefits with beginning coverage determined…
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