Introducing Social Security Disability

Social Security disability is based on inability to work.  Two separate requirements exist when you apply for Social Security disability benefits on your own work record.  First, you must be insured.  In addition to having worked long enough, being insured for Social Security disability has requirements about when this work was.   Once insured status is…
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Estimate Your SSA Retirement By Individual Month, Not Just Age

Using the Social Security Retirement Estimator for estimates based on your actual, personal, SSA work record was a topic last week.  While the Estimator gives you good, personal, information at a specific age, such as the default age 62, full retirement age (FRA) and age 70, but this is not exactly how SSA retirement benefits…
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Online Social Security Retirement & Medicare With Patty Duke

Since 2009, the Oscar-winning actress Patty Duke has volunteered her time to help promote Social Security online services, especially the online retirement application.   Today is her birthday and, following her own advice, she has filed online for her Social Security and Medicare.    Watch her do so at http://www.youtube.com/socialsecurityonline.     Patty Duke Turns 65, Applies Online for Social…
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Do The Numbers On My Social Security Card Mean Anything?

Q:   Do the numbers on my Social Security card mean anything? A:   Part of the Social Security number (SSN) indicated an area of the country.  This ended for original numbers issued starting with June 25, 2011. The nine-digit Social Security number (SSN) has three parts: the first three digits are the area number the second set…
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All SSA Benefits Are Based On Work

Q:  Can a person receive Social Security benefits without paying into the program? A:  The short, misleading, answer is yes but this is incomplete because all Social Security benefits are based on the work record of someone.  In SSA jargon, this person is the number holder (NH) or wage earner.  Whether discussing SSA retirement, survivors…
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