Does Social Security Treat Men And Women The Same?

Q: What kind of Social Security can a husband receive? Does Social Security treat men and women the same?  A: Today, Social Security is neutral with respect to gender. Whether male or female, individuals with identical earnings histories are treated the same in terms of benefits. In addition to benefits payable through their own work…
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Social Security Maximum Taxable Earnings

Q: I work at two jobs. Combining both, I might earn over the Social Security maximum taxable earnings limit this year. If I do, how will my employers know when to stop withholding SSA payroll tax? A: Even though your combined gross earnings from all employers might exceed the maximum SSA taxable earnings, you cannot have…
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Will Retiring Before Age 62 Lower SSA Retirement Benefits?

Q: I might have opportunity to stop working by age 60. If I do, will my future Social Security retirement benefits be lower than if I continued working?   A: Assuming you have enough work to qualify for Social Security retirement whenever you retire, retiring several years before being able to start benefits can definitely result in…
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If It’s Not .gov, It’s Not Social Security

This week I ran across another private website offering to sell Social Security information. Of course, the Social Security Administration provides this information free. Official SSA information is online, available from the SSA national toll-free number (1-800-772-1213 / TTY 1-800-325-0778) and any SSA office.  The official Social Security website is at www.socialsecurity.gov.  When travelling, a map…
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Social Security National Number Or Local Office – Which One Should You Call?

While teaching at a conference last week, I was asked if it is better to call the Social Security national number or a local office. The choice is yours but I encourage use of the SSA national toll-free number, 1-800-772-1213 (TTY 1-800-325-0778), most of the time.   In fact, if looking for general information about Social…
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