Survivors Benefits – When Is An Application Needed?

Q: My friend and I were widowed last year and now we each receive Social Security from our husband’s records. When my friend’s husband died, her SSA widow’s benefits started automatically without any paperwork. I had to complete an application and provide my marriage certificate before my widows Social Security could begin. Why the difference?  A: For this…
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Annual Social Security Trustees Report, 2012

The Social Security Board of Trustees released its annual report on the financial health of the Social Security Trust Funds on Monday, April 23rd.  The report estimates that the combined assets of the Old-Age and Survivors Insurance, and Disability Insurance (OASDI = Social Security) Trust Funds will be exhausted in 2033, three years sooner than…
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What Pensions Will Affect Social Security? Government Pension Offset

Government Pension Offset (GPO) is today’s topic, concluding the series about pensions that can affect Social Security benefits.   Earlier posts established that most pensions have no impact on Social Security benefits because they are based on work covered by Social Security. Exceptions are government pensions from work not covered by Social Security. This mainly involves federal,…
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Enrolling In Medicare Based On Age Or Disability.

Q: Is Medicare coverage the same whether received for age or disability? How do I enroll in Medicare?  A: Medicare Hospital (Part A) and Medical (Part B) provide the same individual coverage whether based on reaching age 65 or because the person receives Social Security disability benefits. Based on age, Medicare begins at age 65. People…
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Social Security & Open Government

On his first day in office, President Barack Obama issued a call for increased openness in government. The White House issued the Open Government Directive, calling upon each Federal agency to create a plan for how it intended to increase and accelerate openness in its programs and operations. That led to the first SSA Open…
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