Want To Start Your Social Security Retirement? Answer These Questions First.

Much of my workday for the Social Security Administration involves public contact, including teaching pre-retirement seminars or through articles.   “When should I start my Social Security retirement?” is a very popular question.    There is no one best answer to this question.  You decide what is right for you. In no particular order, here are a…
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Disability – The Third Social Security Program

Signed into law by President Dwight D. Eisenhower, the Social Security Amendments of 1954 initiated the disability program.  Cash benefits were not yet provided but a method was created to prevent periods of low earnings due to disability from reducing or wiping out retirement and survivor benefits. In his signing statement, President Eisenhower said, in…
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And Then, Survivors

Survivors benefits became the second Social Security program with the 1939 Amendments.  Recall from the previous post that the Social Security Act of 1935 provided only retirement benefits, and only to the worker.  Family benefits did not exist. The 1939 Amendments fundamentally changed the Social Security program by adding two new categories of benefits:  payments to…
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Retirement – The First SSA Program

When you work a lot with anything, it is easy to assume, incorrectly, that everyone knows the basics.  I have done that here by not identifying the different Social Security Administration programs.   Today I will step back and start doing so.     Described in its preamble as “An act to provide for the general welfare…
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Introducing Social Security Disability

Social Security disability is based on inability to work.  Two separate requirements exist when you apply for Social Security disability benefits on your own work record.  First, you must be insured.  In addition to having worked long enough, being insured for Social Security disability has requirements about when this work was.   Once insured status is…
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