Do The Numbers On My Social Security Card Mean Anything?

Q:   Do the numbers on my Social Security card mean anything? A:   Part of the Social Security number (SSN) indicated an area of the country.  This ended for original numbers issued starting with June 25, 2011. The nine-digit Social Security number (SSN) has three parts: the first three digits are the area number the second set…
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All SSA Benefits Are Based On Work

Q:  Can a person receive Social Security benefits without paying into the program? A:  The short, misleading, answer is yes but this is incomplete because all Social Security benefits are based on the work record of someone.  In SSA jargon, this person is the number holder (NH) or wage earner.  Whether discussing SSA retirement, survivors…
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Estimate Your SSA Retirement Online

An Internet connection is all you need to use the Social Security Retirement Estimator, ranked as a 2011 best federal website (more about this later) and part of the SSA Retirement Planner located at More than general information, the Retirement Estimator connects to your personal SSA work record.  To protect your privacy, the Estimator reply…
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Your Own Amount Comes First

Q:  Will my own Social Security amount be lower if family members receive benefits through my record? A:  No, it will not be lower.  Your own SSA retirement or disability amount is determined first and is the same whether or not anyone else is entitled on your record.

Register For Business Services Online Webinar – Part 2

Details about the second Social Security Business Services Online (BSO) webinar were just announced.    Scheduled for December 15, 2011 at 1:00pm eastern time, it will provide step-by-step instructions on how to use the Social Security Number Verification Service (SSNVS).   Register at  With SSNVS, you can: Verify up to 10 names and SSNs online and…
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