About

Greetings. I am Howard Kossover. Since 2003 I have served as the Social Security Public Affairs Specialist, essentially a teacher about Social Security, for all of North Dakota and western Minnesota. Based in Grand Forks ND, I work with organizations, government agencies and businesses concerning all aspects of the Social Security programs. In varied roles and many locations, it has been my privilege to be part of the Social Security Administration for over 40 years.

Most questions seen here are from readers of my local newspaper articles or from people attending my seminars. Other information is from Social Security press releases, publications and other agency sources that I think might interest readers. 

Everything here is general information. For individual information, call the national SSA toll-free number, 800-772-1213 (TTY 800-325-0778).  Representatives there are available business days from 7:00am – 7:00pm, local time. You can also call your local office. The Social Security website is at www.socialsecurity.gov.

I hope you find this useful. Enjoy.