A My Social Security account is a convenient way to access valuable personalized Social Security information, whether you’ve been working and paying Social Security taxes or now are receiving Social Security benefits. You can check your online account whenever you want at www.socialsecurity.gov/myaccount.
To get an account, you must be at least 18 years of age, have a valid e-mail address, a Social Security number, and a U. S. mailing address which includes military addresses (APO/FPO/DPO AE, AP or AA). Users can only create an account for themselves. They cannot set up an account for someone else even if they have their permission. This also applies to appointed representatives or someone who does business with that person.
If you do not receive Social Security benefits, you will have access to your Social Security Statement which provides benefit estimates for you, survivors estimates for your family, a history of earnings, and the estimated amount of Social Security and Medicare taxes that you have paid.
If you currently receive Social Security benefits, you will have access to your Statement information as well as being able to get a benefit verification letter and the ability to change your address. (Supplemental Security beneficiaries will not be able to change an address online.) You can also replace a 1099 for your taxes, replace a Medicare card, change your address for Social Security benefits and start or stop your direct deposit.
That means that with a my Social Security account, as a beneficiary you can get a benefit verification letter that can be used as official proof of your income when you apply for a loan or mortgage, assisted housing or other state or local benefits. You will also be able to verify your current Medicare health insurance coverage; your retirement or disability status and your age.
You will need to provide some personal information, so that we can identify you. Next you’ll create a username and password that you will use to access your online account. We use two factor authentication which means that we send you a code to enter each time you access your account. We ask you whether we should send the message via email or using your text-enabled cell phone. This process protects you and keeps your personal information private.
Getting a my Social Security account helps you monitor your earnings record for accuracy. Your earnings are averaged together for your Social Security benefit, so you want them to be correct. my Social Security also is a service delivery portal for beneficiaries saving them time and travel to so their business with Social Security. If you don’t already have a my Social Security account, celebrate National Social Security month by getting one at www.socialsecurity.gov/myaccount.