What Happens To My SSDI Disability Benefits When I Reach FRA?

Sometimes people become disabled partway through their working career and are never able to return to work. Since they had enough work before they became disabled, they begin to receive SSDI Disability benefits. When their family and friends begin to discuss retirement, they wonder what happens to their SSDI Disability check once they reach their Full Retirement Age (FRA). You can find your FRA here: https://www.ssa.gov/planners/retire/ageincrease.html.

Your benefits would continue on at the same rate of payment. (When you started receiving disability payments, we figured your amount as an unreduced benefit.)

The only thing that changes is that now you are considered to be a retired person. Your benefit will be paid from the Retirement Trust Fund instead of the Disability Trust Fund. Since you are considered a retired person and you have reached your Full Retirement Age, you would be able to work without losing any of your benefits because of your earnings.

For more information about SSDI disability benefits, please visit our website at:https://www.ssa.gov/planners/disability/.