America Saves Week

America Saves Week, February 22-27-2016, reminds us all of the importance of saving and investing for the future. The Social Security Administration is one of many public and private organizations participating in America Saves Week.

The “For Savers” section of the America Saves Week website has specific ideas that you might find useful

A first step toward savings is to set a goal. What are you saving for? The website shows both long and short-term ideas to help you think about your personal needs, with a variety of saving strategies to help you get there.

Retirement is one of the saving goals shown.

Someday you will want to retire. Prepare for it. Now is the perfect time to examine your saving habits. Are you are on track for a comfortable retirement? No matter what your age is, your Someday is a lot closer than you realize.

Social Security was never intended to provide your full retirement income.

Estimate your future SSA retirement amount with the Social Security online Retirement Estimator, one part of the SSA Retirement Planner. The Estimator connects to your actual work record to provide a personal estimate. You can change the default estimates for those more in tune with your actual plans.

Create a my Social Security account and view your Social Security Statement. Along with your Social Security earnings record, the Statement provides estimated retirement amounts plus family benefits should you become disabled or die. This information helps your financial planning for now, not just retirement.

Social Security personnel cannot assist with financial planning. Select your own helpers for this.

Two websites to help you get started are, the official U.S. government website dedicated to teaching Americans the basics of finances, and the Ballpark Estimator at, part of the American Savings Education Council program, which includes the Social Security Administration.

Save for every stage of life, and especially for retirement.