Will adoption end benefits to a child?

Q: My young children receive Social Security survivors benefits because their father died several years ago. I am planning to remarry in a few months. Will the children lose their survivors benefits if my new husband adopts them?

A: Adoption of a child already entitled to Social Security survivors benefits does not end his or her benefits. 

Some other considerations:

Do you also receive Social Security survivors benefits? If you do, and assuming that you are younger than age 60, remarriage normally will end your survivors benefits even though benefits to the children continue. Ask about your specific situation.

Are you changing your name? If so, update your Social Security number (SSN) record at no charge. Assuming that you receive the Social Security benefits on behalf of the children, SSA calls this being their representative payee, you will also have to update your name on those benefits.

Read the Social Security booklet, What You Need to Know When You Get Retirement or Survivors Benefits (publication 05-10077), online at http://www.socialsecurity.gov/pubs/EN-05-10077.pdf, by calling the SSA national toll-free phone number, 1-800-772-1213, TTY 1-800-325-0778, or by contacting any SSA office.

Best wishes.

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